Transform the Way You Bank withPODER MONIE
Experience seamless transactions and unlock your financial potential withPODERMONIE for Digital Banking and Wealth Management.
CBN Licenced
Empowering finance
Accessible banking for everyone
PODERMONIE operates in Nigeria as a comprehensive digital banking and wealth management platform that provides tailor-made services to individuals and SMEs. Our mission is to foster growth and promote financial inclusion by delivering essential banking services, enabling seamless payments, loans, and savings solutions for a brighter financial future.
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4.8 Star Rating
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OUR SERVICES
Our Products
Personal and Business Loans
Flexible personal loans to meet your financial needs and empower your business with tailored credit solutions
Savings Plans
Invest in tailored savings plans and earn high yields on your investment
Bill Payment and Airtime Top-Up
Settle your bills and recharge your phones instantly
Expert Advisory Services
Business advisory, personalised financial guidance and diverse investment options for portfolio diversification
Collections
Accept and make payments from anywhere through our Point of Sales Terminals
Bank Account
Open and operate a personal or business bank account with no account maintenance charges or hidden fees
Start Banking Your Way
Banking is Broken.
We’re Here to Fix It.
Traditional banking is slow, inconvenient, and often inaccessible. Lengthy loan processes, poor interest rates, and endless paperwork are keeping people from reaching their financial goals.
PODERMONIE is here to change that. We bring the bank to you—no branches, no queues, no delays. Just fast, secure, and convenient financial solutions, right in your pocket.
Elevate Your Business Operations with PayPady POS
Are you a business owner looking to streamline your payments and enhance customer satisfaction? Look no further than PODERMONIE POS, the ultimate solution for your point-of-sale needs.
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Real People.
Real Success Stories.
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Checkout Our Application Interface Look
Getting Started is Easy
Simple answers to frequent questions
Learn more about PODERMONIE
Podermonie is a comprehensive digital banking platform that specialises in offering credit and loans to individuals and SMEs. Its core mission is to drive growth and support financial inclusion through accessible and efficient lending services.
Yes. Podermonie is the registered trademark of PFI Finance Company Ltd (PFIF). PFIF is licensed and regulated by the Central Bank of Nigeria.
We are proudly located in Victoria Island, Lagos Nigeria. Check details in our contact page
We're glad you asked! What sets us apart is our commitment to our customers and our enthusiasm for what we do.
You can fund your Podermonie account for transactions through the Podermonie app by following these steps: Open the Podermonie app, select ‘Add Money’ on the home page and enter the amount you wish to deposit into your Podermonie account.
We are fully licensed and regulated by the Central Bank of Nigeria and are well capitalised in accordance with regulatory guidelines.
You can access Podermonie without the internet using the below USSD codes: • The USSD code to recharge airtime for self - *614*751*Amount#• The USSD code to check account balance - *614*751*0#
We'd love to hear from you. Feel free to reach out via our contact form or send us an email. We will try to get back to you in less than 24 hours.
We are open daily on Mondays to Fridays from 8am - 6pm. And we can be reached via email - hello@podermonie.com or phone - +2349013795672
Have a question?
Contact us
Ready to Take Control
of Your Finances?
Download Podermonie today and experience the future of banking.
No more waiting, no more hassle—just financial freedom at your fingertips.
Podermonie is powered by Poder Finance. Poder Finance is regulated and licensed by the Central Bank of Nigeria.
Plot 8, Providence Str, Lekki Phase 1, Lagos.
Email: hello@podermonie.com
Phone: +234 9013795672
Get in touch with us.
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